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All bank transfer codes in Nigeria – USSD Banking Codes

    Today, we will be reviewing all of Nigeria’s bank transfer codes and how to use it. Banking in Nigeria has been made easy, smart, and efficient, all thanks to the latest USSD bank transfer for everyone.

    The bank transfer code is for every bank, and everyone that owns accounts for each bank. That means, if you are using the First bank, you are fully entitled to use their transfer code for easy mobile banking.

    Whether you are saving account holder, current account holder, you are completely authorized to use your prospective bank codes and it is easy to use. The below list contains a transfer code for all banks in Nigeria. Before we begin, let’s get know more about USSD bank transfer codes:

    Build bank

    What is Bank Transfer Code

    Bank transfer code is a convenient, fast, secure, and affordable way to access your bank account 24 hours a day, 7 days a week through your mobile phone without internet data. There are USSD codes that ease the use of stressful banking in Nigeria, making it more efficient and gives the customers complete access to their accounts.

    It is where customers of any bank can easily dial the USSD code and complete all banking commands. It sounds surprising that queuing up in the bank, trying to complete your accounts recharge has been taken away with this USSD code mobile money transfer service. It makes everything easy, and sensible.

    Benefits of Bank transfer code

    Here are the few things that show using your bank transfer USSD code is amazing. With your bank transfer code, you can easily:

    *. Top up your mobile airtime
    *. Top-up other mobile phones
    *. Checking bank balance
    *. Money transfers
    *. Bill payments
    *. Reset Pin
    *. Buy data

    Understand that, we are talking about the same topic here, be it bank transfer code, USSD banking, USSD mobile money transfer Code. They both go straight in one direction!

    All Nigeria Bank Transfer Codes

    Having that in mind, and ready to look for your bank and commence, then let’s get started:

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    Wema bank transfer code

    The official transfer code for Wema bank is *945# and you can complete other necessary commands such as:

    *. Buy Airtime: *945*phone Number*amount#
    *. Send Money: *945*beneficiaryaccountnumber*amount#
    *. Balance Enquiry: *945*0#
    *. Change PIN: *945*00#
    *. Get your Account Number: *945*000#
    *. Open Account: *945*1#
    *. Change account number: *945*2*oldaccountnumber*newaccountnumber#
    *. Account Reactivation: *945*5#
    *. Send Money to phone/email: *945*6*amount#

    FCMB USSD bank transfer code

    The official FCMB USSD bank transfer code is *329#, and it can be used to complete a lot of bank commands, all from the comforts of your home:

    *. Dial*329*Amount# to top-up your mobile phone.
    *. Dial *329*Amount*Mobile number# to top-up other mobile phones.
    *. Dial *329*Amount*Account number# to transfer funds.
    *. Dial *329*00# to check balance.
    *. Dial *329*0# to reset your pin.
    *. Dial *329*1*Mobile Number# to buy data on your phone.
    *. Dial *329*2*Smartcard Number# to pay for DSTv or GOTv subscription.

    Access USSD Banking

    The official Access bank USSD banking code for the transfer of funds, is *901#, and it can be used to complete various type of transaction without going to the bank:

    *. Airtime for self: *901*Amount#
    *. Airtime for others: *901*Amount*Phone Number#
    *. Account Opening: *901*0#
    *. Data Purchase: *901*8#
    *. Balance Enquiry: *901*5#
    *. Fund Transfer to Access Bank: *901*1*Amount*Account Number#
    *. Fund Transfer to Other Banks: *901*2*Amount*Account Number#
    *. Merchant Payment: *901*3*Amount*Merchant Code#
    *. Bill Payment: *901*3#
    *. OTP Generation: *901*4*1#

    You will need airtime on your mobile phone to complete any of the above commands.

    Polaris (Skye) transfer code

    The Polaris (Skye) Bank Money Transfer Code is *833#, and it is known as Smart code. To commence using the Polaris (Skye) Bank Money Transfer Code, you need to register or sign-up first by dialing the above code first:

    *. Open an Account (*833*1#)
    *. Pay Bills (*833*2#)
    *. Transfer Funds (*833*3#)
    *. Hotlist Card
    *. Update your BVN (*833*5#) – Coming Soon
    *. Check your Balance (*833*6#)
    *. Pay with MasterPass (*833*7#)
    *. Airtime Top-up
    *. Buy Airtime for yourself: Dial *833*AMOUNT#
    *. Buy Airtime for others or yourself: Dial *833*AMOUNT*PHONENUMBER#
    *. Transfer Funds: Dial *833*AMOUNT*ACCOUNTNUMBER#

    No data, no worries. Polaris bank has got your covered!

    UBA transfer USSD code

    Union bank is calling their transfer code, Magic banking, which is also the same with mobile banking. With the *919# UBA transfer code, you can easily complete all your transaction from the comforts of your home.

    GTBank USSD code

    One of the best banks in Nigeria, Guarantee trust bank also has its USSD transfer code, it is *737#. And the bank has attached a lot of commands and special feature to it:

    *. Open Account: *737*0#
    *. Reactivate your account: *737*11#
    *. Fund transfer to GTbank: *737*1*Amount*NUBAN Account Number#
    *. Fund transfer to other banks: *737*2*Amount*NUBAN Account Number#
    *. Airtime top-up for self: *737*amount#
    *. Airtime top-up for a friend: 737*Amount*Recipient’s number#
    *. Data top-up: *737*4#
    *. Check bank balance: *737*6*1#
    *. Check BVN number: *737*6*1#
    *. Inquiries: *737*6#

    Zenith Eazybanking

    Zenith USSD code for transfer is *966# and you can easily transfer from Zenith Bank to other banks in Nigeria. To complete your Zenith mobile banking, you are to dial the following code:

    *. Open account: *966*0#
    *. Check account balance: *966*00#
    *. Top-up your airtime: *966*Amount*Mobile Number#
    *. To transfer funds: Dial *966*Amount*Account Number# then follow the on-screen prompts.
    *. Update your BVN: *966*BVN#
    *. Reset PIN: *966*60#
    *. Deactivate mobile banking: *966*20*0#
    *. Pay DStv and PHCN: *966*7*Amount*Customer ID#
    *. Pay other Zenith Billers: *966*6*Biller code*Amount#

    Eco mobile banking

    The official Eco bank transfer code is *326#, and you can easily transfer any money from Eco bank to other banks with the above code. You can complete the following with this code:

    *. Make instant transfers
    *. Check balances
    *. Pay bills
    *. Read mini-statements
    *. Buy airtime

    Ensure that the phone number where the purchase is made from MUST be a number registered with the bank if not so, it won’t work.

    First Bank transfer code

    Even with no data on your mobile phone, you can complete your First bank commands, by using the bank transfer code: *894#. That is the Quick Banking with FirstBank USSD Code, where you can easily transfer money, check balance, buy airtime, pay bills, and lots more.

    *. To register: *894*0#
    *. Airtime recharge: *894*Amount#
    *. Airtime for others: *894*Amount*Number#
    *. To transfer: *894*Amount*Account number#
    *. To check airtime: *894*00#
    *. Mini-statement: *894*Account number#

    Stanbic IBTC USSD Bank Money Transfer Code

    The Stanbic IBTC Mobile Money service is *909# and it is also their transfer code, which is ideal for you if you want a basic account that is convenient, secure and affordable, and can be operated using a mobile phone.

    With *909# Mobile Money you can receive salary payments, buy airtime, make one-on-one money transfers, pay for goods, and pay bills. To get started, dial the code and you can get started.

    Diamond Short USSD code

    With Diamond bank USSD service *426#, it allows customers of the bank to ensure financial inclusion. Thankfully, it is quick, secure, and an easy way for all banked customers to perform banking transactions with convenience, regardless of segment or mobile device type.

    To transfer to another bank with Diamond USSD shortcode:

    – Dial *426# with your registered phone number
    – Enter the last 6 digits of your Debit Card number.
    – Enter your account number
    – Create a 4-digit PIN.

    Other service includes:

    *. Dial *426*Amount#: To Purchase Airtime (self)
    *. Dial *426*Amount*Account Number#: To Transfer Money (Within & Outside DB)
    *. Dial *426*00#: To Check Account Balance
    *. Dial *426*Amount*Phone Number#: To Purchase Airtime (For Friends and Family)
    *. Dial*426*0#: To Change PIN
    *. Dial *426*463#: To subscribe to C.R.E.A.M

    fidelity mobile banking

    Fidelity USSD code for transfer

    Fidelity is calling it Instant Banking, and of course, it fits the name and mode of service. Fidelity transfer code is *770#, and it can be used to complete the following transaction:

    *. Self-recharge: Dial *770*AMOUNT#
    *. Recharge For A Friend Or Family: Dial *770*PHONE*AMOUNT#
    *. To transfer funds: Dial *770*ACCOUNT*AMOUNT#

    Sterling transfer code

    For Standard Chartered customers, the transfer code is *822# and it can be used to complete other transactions, buy airtime, pay bills, and even transfer money from bank to bank. To get started, dial the code and you follow the prompt commands.

    *. Buy airtime self: *822*AMOUNT#
    *. Buy airtime for others: *822*AMOUNT*MOBILE NO#
    *. Sterling bank within transfer: *822*4*AMOUNT*NUBAN#
    *. Sterling bank to other: *822*5*AMOUNT*NUBAN#.
    *. Check account balance: *822*6#
    *. Check account number: *822*8#
    *. Open account: *822*7#
    *. To reset Pin: *822*9#

    Unity bank transfer code

    One of the best ways to the bank is via USSD code, and Unity bank has got you covered. The official Unity bank transfer code is *7799# and you can easily complete other important transactions.

    *. Account opening
    *. Airtime recharge
    *. Add Account
    *. Balance inquiry
    *. Bills payment
    *. BVN verification
    *. Fund Transfer
    *. PIN change.

    Jaiz Bank transfer code

    To complete the funds’ transfer for your Jaiz bank account, you can start by dialing *389*301*Account number*Account#.  And dialing *389*301*Amount# will allow you to recharge airtime.

    If you are curious, then the Jaiz bank SWIFT code is JAIZNGLAXXX while the SORT code is 301080020. This list was updated per customer request.